Is Monero legal in Chile?
Legal to own; no specific privacy-coin rule found.
| Owning XMR | Legal |
|---|---|
| Local exchanges | Limited |
| National rule | No specific rule on privacy coins |
| Regulator | Comisión para el Mercado Financiero (CMF); UAF; SII |
| Last reviewed | 25 October 2026 |
The legal situation in Chile
Crypto is legal to own in Chile. Under Fintech Law 21,521 (2023), crypto service providers offering regulated services must register with the CMF. We found no law or regulator statement specifically restricting Monero or privacy coins, and whether registered platforms list XMR is unverified.
Key facts
- 2023-01-04: Fintech Law 21,521 was published; crypto custody, intermediation and similar services must register with the CMF's financial services provider registry.
- 2024-02-03: The law's provider regime (CMF rule NCG 502) took effect.
- Tax: SII Notice No. 963 (14 May 2018) sets out the income-tax treatment of crypto trading income.
What this means for you
Owning Monero and keeping it in your own wallet is legal as far as we could find. Pick a wallet from our best Monero wallets list, read how to buy Monero, and keep records for tax.
Sources
cryptoslate.com, garrigues.com.
Sources are listed by publisher so you can look them up yourself; we do not link out.
General information, not legal or tax advice. Check the regulator's own website before acting.
Frequently asked questions
Is Monero legal in Chile?
Legal to own; no specific privacy-coin rule found.
Can I buy Monero on a local exchange in Chile?
Only in limited ways: few or no licensed local exchanges list XMR.