Is Monero legal in Peru?
Legal to own; no specific privacy-coin rule found.
| Owning XMR | Legal |
|---|---|
| Local exchanges | Limited |
| National rule | No specific rule on privacy coins |
| Regulator | Superintendencia de Banca, Seguros y AFP (SBS); SUNAT |
| Last reviewed | 25 October 2026 |
The legal situation in Peru
Crypto is legal to own in Peru. Since 2023, crypto exchanges in Peru are PSAVs that must report to the financial intelligence unit, with new compliance requirements from May 2024. We found no rule specifically restricting Monero or privacy coins, and whether local platforms list XMR is unverified.
Key facts
- 2023-07: Supreme Decree 006-2023-JUS made crypto exchanges in Peru virtual asset service providers (PSAV) obliged to report to the UIF.
- 2024-05-31: New AML/CFT compliance requirements for PSAVs applied.
- Tax: Individuals are generally not taxed on crypto disposals unless they trade habitually; companies pay 29.5% income tax on gains.
What this means for you
Owning Monero and keeping it in your own wallet is legal as far as we could find. Pick a wallet from our best Monero wallets list, read how to buy Monero, and keep records for tax.
Sources
cms.law.
Sources are listed by publisher so you can look them up yourself; we do not link out.
General information, not legal or tax advice. Check the regulator's own website before acting.
Frequently asked questions
Is Monero legal in Peru?
Legal to own; no specific privacy-coin rule found.
Can I buy Monero on a local exchange in Peru?
Only in limited ways: few or no licensed local exchanges list XMR.